Prospersko
Layer simulator
A demo interaction: estimate a “layer score” based on buffer, debt pressure, and diversification. Use it as a prompt to strengthen weak areas.
Educational demo. Not individualized financial advice. The score is illustrative.
Inputs
Tune the base and guardrails, then run the check.
How to improve
Use the result as a prompt. Strengthen the weakest layer first.
Low buffer?
Automate a small monthly transfer and protect it from spending.
High debt pressure?
Prioritize high-interest balances to reduce risk quickly.
Low diversification?
Spread contributions across time and assets; rebalance quarterly.